Posts Tagged ‘e-commerce’

Fraud Prevention and Reduce Chargebacks – A Pair of Serious Concerns

Monday, November 7th, 2011

The development of technologies, though beneficial for humanity, has also resulted in a greater recognition of fraud prevention, and different methods to reduce chargebacks. If you’re not aware, fraudulence is getting a rising concern in today’s world where more and more people are finding that their accounts and personal facts for example social security numbers may be simply used by any individual because of the systems accessible in today’s world. For example, a lot of people may get access to their accounts and electronically conduct a lot of banking tasks for example depositing checks, transmitting and moving funds as well as beginning new accounts. With all facts being held attainable on the internet, computer hackers and such have hardly any problem seeking the nominal facts they need to drain a bank account. Chargebacks for people who have no idea of, is a task where money is returned to a consumer by a bank or some other commercial lender. Decreasing it is the procedure of lessening the reversals of finances that are being moved between accounts, or finances that are being moved from a charge card.

This post talks about the process linked to fraud prevention and numerous methods that one can apply so as to assure fraud prevention. Additionally, reduce chargebacks will furthermore be mentioned.

There are many things one can accomplish so as to ensure fraud prevention. Firstly, with accounts being on the internet, increasingly more financial institutions are making actions to make certain that their web-sites and files for their customers are safeguarded with the utmost amount of security. This allows to make certain that only the individuals with the login info can really gain access to an account. Hence, the initial step to insuring fraud prevention includes preserving one’s account info. As increasingly more individuals are gradually starting to realize, this basic solution is oftentimes enough to make certain that your account never gets broken into.

Apart from preserving your account details, there are furthermore various other actions you could make use of so as to assure fraud prevention. For example, you could create passwords and pin codes that no-one would probably imagine. Most people typically make use of their birthday, or their spouses birthday, or another typical number that’s readily uncovered so as to generate their pin number or pass word. This procedure is highly discouraged, as it produces a fairly easy path for an investor to be able to effortlessly access one’s account.

In addition, it has also become a priority for those looking customer service problems with credit providers and banks. It is such a priority because banking and transaction errors often occur and it is not fair to customers to have to deal with the issues cause by them. In order to help begin reducing them you should look over your bank statement every month and look to see that all transactions are proper and correct. Reduce chargebacks will also occur as more and more banks begin to take measures to prevent such things. It is important to be aware that reducing chargebacks is a rather tedious process but is incredibly important to ensure that money is in fact handled properly.

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How to Reduce the Risk of Fraud on Your Website

Saturday, April 30th, 2011

Fraud is a huge problem online, and as an e-commerce shop owner, it should be something you are aware of and concerned about. Fraud is a key reason why some choose not to shop online, so you must make sure your website is secure and safe enough so your customers do not have worries about shopping on your site. There are some ways to protect your website from fraud.

Use reliable fraud detection services. The use of fraud detection services will help you communicate to your customers that your website is safe. These fraud detection services may not totally eliminate the risk of fraud but they will put your customers at ease. They help you ensure that the person who has entered any credit card information on your website is the true owner of the card as the service will ask the costumer to verify that the address the has been listed on your site is the same one that is on file with the credit card company that issued the card. Once the address given matches the customer’s file, the customer will be allowed to proceed with the actual purchase. Should the address not match the one on file, the purchase is denied.

Use CCV Code verification tools. With this type of fraud detection tool, the service will ask the customer to verify the three digit number written on the back of their credit card. Those numbers should be required for every single credit card transaction on your website. Fraudsters will often have the credit card number, issue and expiration date, but not the CCV code. This type of fraud detection service reduces fraudulent activities significantly because almost always only the credit card numbers are stolen and not the actual card itself. The fraudster will not be able to complete any purchase online without the CCV number.

The design of your website can make a difference. When you use a pair of fraudulent detection services with a website that has been designed with the latest scripting language and program designed to ward off hackers, you are making sure that your site is safe and secure. Your customers will feel at ease using your site and they will be confident that they will not be scammed. You will be limiting the possibility of fraud and protecting the integrity of your business at the same time. Although it may cost more to have your site professionally designed, you will find that it is money well spent if it ensures that your website is secure and safe to use. Customers who feel safe using your site will return to your site to make more purchases.

Fraud will always be a risk. Make sure you are aware of it and take these steps to reduce it. It may cost you money to use fraud detection services, but its an investment to keep your business secure and will attract customers and the integrity of your business.

If you are building a new website, you can read thousands of user reviews of hosting service providers such as DreamHost by checking out Who Is Hosting This’ user review section.

How to Create a Secure Website

Thursday, April 28th, 2011

The search for a perfect web hosting company is time consuming and very confusing. Each may offer competitive rates and claim that they are the most successful, but how do you know which to choose out of a flooded market? It is key that you firstl understand what it is your website requires. Security is of a high importance. Before choosing a web hosting company, make sure their security capabilities are of a suitable nature.

Secure Sockets Layer SSL: Secure Sockets Protocol is an encryption coding system which keeps all outgoing and incoming communications to and from your website secure and safe. If your website has e-commerce capabilities, your customers will be entering secure and sensitive information into your website. This will be details such as card numbers, emails, passwords, and addresses. This information, if accessed by hackers, can be used for criminal activity. SSL is therefore a key security feature you will require. Most online shoppers are aware of security features when they purchase items online. Most will not trust a website without SSL encryption certificates. Therefore this feature will make your website credible and trustworthy, encouraging customers to the website.

SFTP – Secure File Transfer Protocol: Secure File Transfer Protocol or SFTP, is a program that uses Secure Shell (SSH) to transfer files, encrypting both commands and data, and preventing any password and sensitive information from being transmitted unprotected over the network. To put things in simple terms, SFTP encrypts all data before it is sent across the network.

(DDoS) Distributed Denial-of-Service Protection: Have you ever experienced calling home and unable to connect because all the circuits are busy? This usually happens during holidays or during situations where there are just more calls than the capacity of the telephone service can handle. What happens is that the deluge of calls creates a Denial of Service to other callers because they are being “denied” the use of the telephone service.

This can also happen to a computer. A DDoS attack is done by a malicious intruder or hacker who has managed to gain access to multiple computers that have been compromised. This is commonly caused by a worm or Trojan. This affects every website on the server that has been compromised. It is very important that the web hosting service you choose has security measures to prevent these kind of attacks.

Firewall: Protection for web hosting companies comes in the form of a firewall. All or most should have this. If you are to achieve the best security features for your website, you should be able to access the admin functions for the firewall they use. This is not always possible, but dedicated servers will allow this and can be found.

Spam Filter: Spam is infectious and extremely irritating to say the least. Hackers will use spam as a means in which to infect your computer with a virus. Spam is the cause of software which steals important information such as passwords (Phishing) and can be devastating to a business. Spam filters can be a way in which to protect your computer and website from these nasty attacks.

This article was written on behalf of Who Is Hosting This. If you’re looking to find the best hosting solution for your website, click here to read a large volume of user reviews.

Why Are Ecommerce Sites So Popular?

Wednesday, April 27th, 2011

Convenience is probably the most common reason why shoppers choose to shop online. Many people have to juggle jobs and family commitments and this leaves them very little time to go out and shop for whatever they need. There is also the matter of having to go more than one store for items they need and these stores may be far from one another, as well as far from where they live or work.

With the huge numbers of online malls, customers can buy products from anywhere in the world. This allows someone in Europe to shop for something that he or she may want in Asia right from the comfort of their own home. And, the item will be delivered to their doorstep.

There is such a volume of products to browse and choose from online, and it also helps reduce embarrassment, such as ordering sensitive products including personal beauty products which could be awkward purchasing in a high street shop. E-commerce removes the face to face contact with sales assistants, so therefore makes it an anonymous service.

E-commerce is a fantastic way to save time and reduce worries when purchasing a product. It is so easy to compare product and shipping costs online compared to high street shopping, that you can make sure you are getting the best deal. It is also possible through most online shops to read customer reviews about products you might be considering. You can then read the pros and cons about the product and decide whether you are happy to proceed with the purchase.

If you are trying to source a unique product such as a mechanical part, or health product which isn’t always easily found on the high street; it is very likely to be found in minutes online saving precious time wandering round the high street trying to find it.

Product pricing is also another huge benefit to online shopping. When searching for goods on the high street, if you were to compare prices, you would have to wander from shop to shop to compare. Online however, you are not limited to the particular shops within your local high street; you can search for the same product in online shops from all around the world and it might be the case that you find the product you are seeking listed at the cheapest price from an online shop based in the country the product is made.

When you work full time, and/or have young family to care for, its impossible to fit everything into the day. E-commerce is available 24/7 so you can shop whenever you choose, and you do not have to fit your schedule around the opening hours of shops.

Another huge benefit is shopping online during peak seasons such as Christmas. If you head to the high street, it is often very busy and stressful, making you feel rushed and tense. It can also lead to disappointment as products sell out. Online shopping reduces all this stress, you can shop from the quiet peace of your own home and browse and order in stock items without having to carry it all home!

Find out the best companies to host your e-commerce site. Read a large volume of hosting provider user reviews including DreamHost and many many more.

How Safe is an E-commerce Website?

Wednesday, April 27th, 2011

As the number of online shoppers let their mouse do the actual mall hopping as they buy everything from children’s toys to cars over the internet, there have been growing worries about the safety of e-commerce websites.

Whether we are comfortable with it or not, e-commerce is here to stay. The most common question being asked is: what happens to sensitive information such as your address and credit card details once you have finished your transaction with a particular site? Does the e-commerce site you shopped from delete the information? Well, the answer to that question is: not always. Some sites like Amazon ask their customers if they want to allow the company to retain their details in order to facilitate faster transactions in the future. Most of their customers give their permission.

However, not all sites ask their customers for permission. How secure are such sites? Can we trust them? As hackers and identity thieves incessantly find new ways to gain access to sensitive information, many people are getting worried.

How do we know when we enter an e-commerce site, that it is trustworthy and safe? A safe website with have encryption technology systems in place to transfer all information given and put in from the customer to the merchant and visa versa. Therefore personal and sensitive details such as credit card details, and addresses, become scrambled, making it safe from those who do not have the right privileges to access it. There are some indications which will show you if a site is safe: 1. When you log onto a website the web address will give you a clue. Usually you will see http:// followed by the web address. Once you move into the order page for the website you should see the address bar alter to https://. The “S” means the website is secure. 2. You should have a padlock icon and the bottom of your computer screen, if it is in the closed position, you can shop knowing the site is secure. If the padlock is open, beware, the website is not deemed to be safe. 3. Another indication of a safe site is an unbroken key symbol.

However, some merchants are not careful with personal details. Always check the privacy and safety policies of each website you choose to shop on. If a website stores your information unscrambled, you are open to hackers accessing it and identity theft.

Research the e-commerce site before you place an order. Buying from sites you already know to be safe and trustworthy is wise. However you will come across new websites occasionally, where you might want to make a purchase. Beforehand, research the website to see if you can trust it. Perhaps order something of little value to begin with to test the site out.

Another method to assess if a merchant is legitimate is to contact them before making an order. Most merchants will advertise their contact details on their website, usually a business postal address and one or more contact telephone numbers. Call before placing your order if you are unsure of the safety of the website. You can question them on their returns and refund policy, and research how they might deal with any future complaints you might have. There should be an operator to take your call.

You may also ask friends or family members if they have tried the site before and what was their experience. You need to keep in mind that anyone can have a website these days and you need to protect yourself against scammers and fraudsters.

Find out what hosting service to use by visiting Who Is Hosting This. Read a large range of customer reviews discussing which hosting company is best.

The Most Durable Drinkwell Pet Fountain

Tuesday, March 1st, 2011

The Drinkwell pet fountain is so far the greatest and easiest way of providing drinking water for your lovely pets. It is a unique item that is uniquely designed and features a five-inch waterfall for your cats and dogs. It holds fifty ounces of water but has the capacity for more. It is big, affordable and very easy to clean in order to afford your pets’ clean water. It is manufactured from fine platinum that helps keep water clean and safe for drinking.

Drink pet fountain will encourage your pets to drink more water since they have a constant stream of water. With this fountain, you will keep your pets from drinking unsafe water. There are a variety of designs and sizes of the fountains, giving you the chance to choose your favorite. With the fountains, you will give total care your pets. If your pet has urinary track diseases, then the fountains are appropriate. Fresh water supply for your pets will assist in preventing kidney problems. The fountains are easy to maintain and clean.

It comes with superior submersible pump for the silent operation. A Drinkwell pet fountain is a simple yet fantastic product that is highly beneficial to your pets’ health. This durable item constantly aerates the water with oxygen while the charcoal filter removes bad odors as well as tastes allowing your pet to stay hydrated. It is an item that is very appealing and attractive giving your pet a refreshing drink anytime.

It has been designed with a wide low basin that gives the animals comfort while it drinks. The water in the tank remains cool and fresh at all times. All you need to do is fill the tank every time. When the water at the basin gets finished, it is automatically filled up from the tank.

Drinkwellpet fountains is also recommended by animal doctors as a therapy for your pet. This is because they give the pet a felling of being in the wild. The product has been used for the longest time possible. The success of the product can be attributed to the service that is done by the fountain to the pet. Using the fountain to water your pets will result to better response in terms of growth. During time, the Petmate fountain has been perfected to look better and to carry more water in the tank.

Looking to find the best deal on Drinkwellpet fountains, then visit http://drinkwellpetfountains.net to find the best advice on Petmate fountain for you.

Drinkwell Pet Fountain Review

Tuesday, February 22nd, 2011

Every pet owner wants the best possible environment for their pet, so it is important that your pet’s environment is healthy. Most owners have two separate bowls, one for food and the other for water. No matter what pet you have, a source of clean water is a must to ensure that the water they drink is healthy.

Instead of constantly refreshing the water in your pet’s bowl, you may find the Drinkwell Pet Fountain a great alternative. The Drinkwell Pet Fountain will improve your pet’s health by cycling water in the bowl, instead of letting it attract harmful bacteria. It is known to reduce urinary disease in cats, to ensure a longer and healthier life. Even if you have a dog or any other pet, the Drinkwell Pet Fountain will improve the overall quality of your pet’s life.

Using the fountain is as easy as just plugging in the AC cord and with its submersible pump, it is almost silent. A large capacity tank will hold up to 168 fl. oz. that is equipped with a snap on lid which helps you avoid unnecessary spills.

Most Drinkwell Pet Fountains include replaceable filters. These filters will remove any harmful bacteria from your pet’s water supply, thereby improving their life. Most kits come with a number of filters, to help you avoid making the trip to your pet store every so often. A charcoal filter will also remove any bad tastes or odors found in water, offering your pet the best possible and most appealing way to stay hydrated. A pre-filter is also installed to catch any hair or large particles before they actually reach the fountain’s motor.

Another benefit of a pet fountain is that it attracts your pet to drink more water than usual. Your pet will be attracted by the falling water as if they were in a natural habitat. At the same time, your home will be protected from any spills or powerful splashes.
it allows for braiding of water which helps to prevent splashes and noise. Your pet will thank you for buying them a new a product from Drinkwell pet fountains or you can get one from Petmate fountain.

Want to find out more about Drinkwell pet fountains, then visit Janet Gaye Walker’s site on how to choose the best Petmate fountain for your needs.

Why You Need A Stuffed Giraffe At Home

Monday, February 21st, 2011

Stuffed toys are quickly gaining popularity around the world. Stuffed toys are sewn out of cloth and other textiles. These toys are then stuffed with straw, cotton and synthetic fibers. Most stuffed toys resemble inanimate objects, legendary creatures, cartoon characters and animals. They are mostly used as gifts, collector’s items or simply for display purposes in your home. Stuffed toys are colorful and look very attractive.

This is the best option to please even your kids. You should get them this nice looking toy and allow them to enjoy its neck. In case you are wondering about how costly it is, then the good news is that it is very affordable. It’s the best toy you can get from selected stores in a throwaway price. It is definitely the best gift you can ever give your loved ones on holidays. You also need to know that it is available in all colors. This gives your children an opportunity to choose their favorite colors. This can greatly gear their level of enthusiasm to higher levels.

The body is obviously painted with colored sports. The head of astuffed giraffeis small as compared to the rest of the body. The hooves are also in the real shape of the natural giraffe. Every part of the stuffed giraffe is made with materials that render safety to children by all standards. This is a quality that must be taken into consideration by all giraffe scuffing artists.

The surface of this giraffe is washable because they are used by children. Your children can expose the giraffe into different dirty environments that may make them loose appearance and shape. They are also strong and durable. They are designed to give the child the utmost happiness and at the same time make, they learn about what they expect when they come to see the real giraffe.

They come in different designs. This tells you that you can choose from the variety of shapes that you want. The process of making it is very simple. However, it will require patience of your child. Next time your children ask for a birthday gift or something unique don’t not go for the normal standard ones. Get the exotic outstanding stuffed animal.Thestuffed giraffe and the stuffed moose are two great toys that even adults love to have. They are affordable and available online at some very reasonable prices.

Looking to find the best deal on stuffed giraffe, then visit http://stuffedgiraffe.net to find the best advice on stuffed moose for you.

How to Choose a Stuffed Giraffe

Tuesday, January 25th, 2011

Many people collect baseball playing cards, spoons, stamps or cash. While others collect packed Giraffe toys. Many stuffed animal selections begin in childhood. Most young children have several different stuffed animals. There tend to be hundreds of different kinds of crammed toy animals. Their dimensions range from miniature for you to “large as life.In . These animals can be found from almost every toy shop, department stores, children specialists, hospital gift outlets, pet stores, credit card shops and many some other stores.They may be received at carnivals and carnivals. Although most are toys, a number of are made for gathering only. Children and older people enjoy collecting packed giraffe animals.

The stuffed toys and games are constructed from many different materials. Man-made and organic materials are used to produce the furry pets. Usually, the ingredient filling is made of cotton, rayon fiber fill or possibly a cotton and cotton blend. Their coats may be made of cotton, rayon, nylon, rayon, micro-suede, leather-based, silk and other resources. Often the eyes along with nose are made of plastic material or rubber however sometimes they are made out of over lapping stitches. Button eye and nose are typical, as well.

Making packed animals can be a enjoyable filled family build project. Many crafty folks like to make their unique plush toys in your house. Sewing stuffed animals is often a popular project home based economics classes in school. There are stores with the mall called Develop a Bear Stores that will cater to this specially. When shopping for a new crammed toy animal to get a young child, some issues of safety should be considered.

The eye and nose must be produced from stitching to stop any choking hazards. The plaything ought not have any ornamental parts that might
create a choking hazard, both. Also, the material as well as dyes should be considered. Non-toxic resources and dyes are best for a child’s stuffed animal playthings.

Quality construction will assure that the stuffed giraffe can easily endure a rough little one’s play. After purchasing a stuffed unicorn for a child, the particular recall list must be monitored continuously. An excellent stuffed animal collection may be started in early child years and continue to grow in recent times into adulthood. A collection of this particular magnitude is a very fantastic accomplishment to obtain it doesn’t matter whom you are.

Looking to find the best deal on stuffed giraffe, then visit http://stuffedgiraffe.net to find the best advice on stuffed unicorn for you.

Make Money From Home – Focusing on Squidoo Lenses

Friday, January 21st, 2011

Nowadays, in order to make money from home, you need to implement a myriad of marketing techniques. The good news is that we know what works, and what does not. One technique which does work is social media marketing. While there are several venues upon which social media marketing can be executed, the focus of this article will be upon a platform which goes by the name of “Squidoo”.

Specifically, Squidoo is a social media platform which gives users the capacity to create web pages, known as “lenses” in accordance with their topic of interest. The reason why each page is referred to as a “lens”, is because the categorization of each page enables Squidoo visitors to focus their searches on web pages which are highly relevant to their search query.

Below, I am going to list the most beneficial aspects of Squidoo for those of you who make money from home. In particular, I am going to show get the largest advantage out of your Squidoo Lenses.

1. Forums are a great place to demonstrate your expertise. In particular, your task is to search the Squidoo Forums in the area of your lens topic. Look for people who are in search of answers, and provide them with your expertise by answering their questions. Other forum visitors will find your posts. This is why it is essential that in each answer which you provide, you also add a link to your lens in the signature field.

2. Promote your Squidoo lens with other Web 2.0 platforms such as Delicious, Reddit, StumbleUpon, Propeller, Facebook, and Twitter. However, a word of caution. Do not become over-zealous here. Doing so will result in your account being closed for spamming.

3. Did you know that there are actually directories which were created specifically for Web 2.0 content? We all know that there exist several directories for articles, such as EzineArticle, GoArticles, Article Dashboard, Idea Marketers, etc. However, for the Web 2.0 world, a couple of the more popular directories are Squoogle and Lensroll. Submitting your lenses to these directories will increase the probability that your lenses will become ranked in the search engines.

4. Take the time to add comments to other lenses in your niche market which perform well. Put some thought into your comments. Your end goal is to motivate visitors of this lens to follow your signature link to your lens.

5. If you are somewhat familiar with Squidoo, you might be aware of the fact that they have a “Squidoo Lens of the Day”. Specifically, Squidoo administrators select one lens each day to highlight for its uniqueness. You can learn a lot from these lenses. Hence, it is in your best interest as a marketer to see what it is that they did to stand out, and implement those strategies in your own lens. If the lens relates to the subject matter of your lens, this is a great opportunity to add a comment and obtain a link.

There you have it. It is clear that Squidoo is a valuable tool for those of us who make money from home. Make sure that you utilize several internet marketing techniques, including Squidoo marketing.

Web 2.0 is something that you should add to your marketing strategy if you plan to Make Money From Home. Get the most out of Web 2.0 marketing by utilizing Squidoo. I cannot begin to tell you how many internet marketers have been able to successfully Earn Money Online have done so because of Squidoo. Swing over and see what we do at SOSComplete.com